If dad has good health and mom is having memory problems, how can we best arrange the sale of their home? George - Pekin, IL
The best way to prepare for a future financial event is to have a financial power of attorney in place. Secure legal advice to obtain this document.
My father is on Medicare. Will Medicare pay for all nursing home
services if our family is not able to do so? Marilyn - Peoria, IL
For (Original) Medicare to pay for skilled nursing home (SNF) services, a
your father would need to have been hospitalized as an inpatient for 3
days and then confined in the SNF within 30 days. Medicare would pay
the first 20 days if be receiving a high level of skilled care.
Medicare would continue paying for skilled care with a co-pay as long as
100 days in a benefit period. Ability to pay is not a factor.
Mom lives with us and has dementia. We would like to attend our daughter's wedding Denver, how and where can we secure care and make sure mom is safe? Ellen - Chillicothe, IL
You have several options, but perhaps the best is to look to an assisted living facility where mom can stay for several weeks while you are gone. You will need to privately pay, but I believe you will find the price fair and about the same as a hotel room.
My brother is in an assisted living and has a long term care policy. Can i get help to make a claim to help pay for these expenses? Gene - Peoria, IL
The
way the LTC claim is presented may be critical in getting a claim which meets criteria paid quickly and correctly. We can help you examine his situation and help him make claim.
My mother has a small dog that is like family. Would she be able to keep her dog if she moved to a retirement community? Mary - Canton, IL
Some, but not all, retirement communities allow residents to keep their small pets. Usually, a dog would need to be 30 lbs or less.
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