These plans can change yearly, so review your plan’s annual
renewal information carefully. Some
people may receive a letter from their MA (Medicare Advantage) or Part D
(Medicare Drug Plans) company discontinuing their plan for 2016. If this
happens to you, you will need to take some action or you will be put back into
original Medicare by default. On the other
hand, this letter will guarantee that you can move to any plan in the state, so
do not throw it away.
Additionally, ensure that you:
·
Review your benefits, they may have changed
·
Check to make sure that your providers are still
listed as in network
·
Make sure your drugs are covered, watch for any
new restrictions
·
Look at your copays for the new year
·
Contact your insurance company with any
questions
·
Consider consulting a local insurance agent, they know the
environment for the new year as it applies locally, typically better than
someone from a national organization
·
Be an advocate for yourself, ask questions about
what matters to you and take the time to get answers
·
Remember that nothing comes ‘free,’ a low-cost
plan is likely that way for a reason
